Off-Topic

Amend 2010. You can still get the money.

Also, you realize if you're getting a nice refund every year it means you need to reduce your withholding. You're much better off having access to your money throughout the year than waiting until March of the following year.

I owe $160 to state and am getting $154 from federal.

LBT just bought me a camera with my return.

Already have my state refund back, waiting on the Feds.

$5000 back between Fed and State and we desperately needed the money.

I'm not even close to the 4k and 5k refunds that other people here have mentioned. I'm fine getting a little chunk back at the end of the year. I'm not adjusting anything.

I got 1500 back from feds and 250 from state. Not a bad mid semester pay day for a college kid

We all understand that we are effectively giving the Feds an interest free loan on our own money. But for me this is the best way for me to end up with a big check that I can either pay my property tax or use for something else.

By adjusting my withholdings the additional 47.13 per check or whatever will disappear in the world of groceries and greens fees. By having more taken out I know I'll get a couple of thousand back. Besides with today's interest rates we're really not giving up much interest at all. Pennies really.

You guys really don't have the discipline to save throughout the year?

I've got a wife and 3 kids. So, to answer your question, NO.

This is simply not true for many, perhaps even most people in the world. Getting a sizable refund implies that you are living below your means throughout the year, which is much, much, much more valuable than $39 in lost interest from some savings account.

The more you take home, the more you spend on shit you don't need. This is true for 99% of Americans. Very, very few people out there would have the discipline to ensure that that extra $200 always goes to savings.

I got way more than $5000 back and I'm not touching my withholdings. My savings account has way more money in it now than it would had I been given that money throughout the year, and I am in a much better position for my wife to tell me she is pregnant or has lost her job.